3:10 As it is written: "There is none righteous, no, not one;" (This means that there is no one who does right all of the time, or who is totally pure in heart and life.)

3:11 There is none that understandeth; There is none that seeketh after God. (No one, left to himself, will seek to find God, for he doesn't understand the condition he is in.)

3:23 For all have sinned, and come short of the glory of God. (No matter how good we live, there is still sin in our lives. And, because of sin, we all fall short of what God wants us to be.)

6:23a For the wages of sin is death. ("Wages" is payment or a paycheck. because we are sinners, if we die in our sins, the paycheck we will receive will be "death," eternal separation from God.)

5:8 But God commendeth His love toward us, in that, while we were yet sinners, Christ died for us. (Do you want to know how much God loves you? Look at the cross. Christ was punished by death for your sins.)

6:23b ...but the gift of God is eternal life through Christ Jesus our Lord. (Do you want forgiveness of your sins? Do you want to be saved? You can have it as a free gift from God. How? Read on.)

10:9a That if thou shalt confess with thy mouth the Lord Jesus ("Confess" means to tell God what you believe about Jesus Christ. He wants to know that you believe Jesus is Lord and Savior, and that you believe His death on the cross was in payment for your sins. Next...)

10:9b ...and shalt believe in thine heart that God hath raised Him from the dead, (God wants to know that you believe that Jesus is alive today. Then...)

10:9c ...thou shalt be saved. (That's God's promise: If you acknowledge your belief in Jesus' death, burial, and resurrection - that He did this for you - God will give you eternal life. How do you acknowledge this? Read one more verse.)